Life Insurance Archives

What Happens When You Surrender A Life Insurance Policy?

January 12, 2026

< Have your life circumstances changed since you took out your life insurance policy? Policyowners sometimes find themselves no longer wanting or needing their life insurance policy the way they once...

Elderly couple thinking about their future

How to Cancel A Life Insurance Policy – A Step-by-Step Guide

January 12, 2026

< Life insurance can provide an immense amount of protection for your loved ones when they need it most. However, there may come a time when you no longer want, need,...

Best Life Insurance Policy to Borrow Against

November 26, 2025

< When financial needs arise, some policyholders look to their life insurance for support. Borrowing against your policy can be a smart way to access cash without undergoing a credit check,...

Net Death Benefit: Understanding How It Impacts Your Life Insurance Policy

November 25, 2025

< Life insurance provides peace of mind by ensuring financial support for loved ones – but many policyowners are unaware that the amount listed on their policy isn’t always what their...

What is an Absolute Assignment?

November 24, 2025

< An absolute assignment is a legal transfer of ownership in a life insurance policy from one party to another. In the context of life insurance, this means the original policyowner...

Older couple discussing how universal life insurance works with their financial advisor

How Does Universal Life Insurance Work?

October 31, 2025

< Choosing the right life insurance can feel overwhelming, especially when you’re trying to balance long-term financial protection with day-to-day needs. Among the many options available, universal life insurance stands out...

Older Couple Discussing How to Use Life Insurance in Their Retirement Planning

How to Use Life Insurance in Your Retirement Planning

October 28, 2025

< When most people think of retirement planning, they picture a nest egg through traditional vehicles like 401(k)s and IRAs. While these are essential, a truly comprehensive plan looks beyond basic...

Older man in hospital discussing with loved one if Life Insurance Pays for Cancer Treatment

Does Life Insurance Pay for Cancer Treatment?

October 23, 2025

< Does Life Insurance Pay for Cancer Treatment? A cancer diagnosis brings more than just medical uncertainty–it often brings overwhelming financial stress. From costly medications to frequent hospital visits, patients and...

How Would a Contingent Beneficiary Receive the Policy Proceeds?

October 23, 2025

< When it comes to life insurance, understanding how a contingent beneficiary receives the policy proceeds is crucial for ensuring that your loved ones are protected as you intend. A contingent...

What is Cash Surrender Value of Life Insurance?

October 6, 2025

< Table of Contents What is Cash Surrender Value? How Does Cash Surrender Value Work? Calculating Your Policy's Cash Surrender Value Accessing Cash Surrender Values Key Takeaways Cash surrender value is...

Category: Life Insurance

Most Popular: