Your life insurance policy’s worth depends on a few variables, including the size of your insurance policy, the type of policy you have, your policy’s premiums, and your health status.
Those who choose to sell their life insurance policy, also known as a life insurance buyout, receive an average of four times more than they would earn from surrendering their policy back to their insurance company.
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Not ready to drop coverage entirely?
You may be eligible for a Retained Death Benefit, an option that allows you to receive a combination of cash and coverage without future premium payments. It’s just one of the ways a life insurance buyout can work for you.