Life Insurance Archives

Long-Term Care Insurance: When to Buy It & More

April 25, 2022

For many seniors, long-term care (LTC) insurance—an insurance policy that helps pay for chronic medical care—can be a worthwhile choice. After all, nearly 70% of seniors aged 65 or older will require some form of long-term care in their lifetime—a...

Selling Your Whole Life Insurance Policy

February 4, 2022

Over time, you may find that your life insurance policy no longer fits your needs as it did before. It may be too costly, approaching its maturity date or term conversion deadline or you need to redirect the premium payment...

A Full Breakdown of Retirement Income by State

May 26, 2021

Retirement doesn’t mean the end of income for most people, as things like Social Security, pension plans,and reverse mortgages still provide a flow of funds for many when they leave the workforce for good. Of course, retirement income differs from...

How Americans Save for Retirement: A Survey

Trends in American Retirement Savings Strategies

January 27, 2021

In every sense, retirement is meant to be a stress-free and pleasant part of life, giving retirees a chance to celebrate their careers, explore their passions, and, most importantly, escape the stress of work. However, for every American planning to...

What is a Life Settlement?

July 13, 2020

A life settlement is the sale of a life insurance policy to a third-party buyer. The payment may be in the form of cash, a new policy with no future premiums, or a combination of both. The total amount of...

Has Your Life Insurance Premium Increased Recently?

October 10, 2019

Do you have a universal life insurance policy? Have your premium rates recently gone up? If so, you are not alone. People across the country have been faced with giant spikes in their life insurance premiums over the past few...

older man with a walker being helped by a nurse

How to Reduce Healthcare Costs

October 10, 2019

Rising healthcare costs are an unwelcome surprise for anyone. But many people are finding relief through simple strategies that help them better leverage all of their available financial resources. Selling Your Life Insurance Policy to Reduce Healthcare Costs Consider this...

A Strategy for Dealing with Rising Life Insurance Costs

October 10, 2019

In recent months, many seniors have been hit with an unwelcome surprise as many insurers are raising their life insurance premiums. When a life insurance policy becomes too expensive to maintain due to premium increases, the owner can be faced...

How Can You Make the Most of Your Life Insurance Policy?

October 10, 2019

Insurance That Seniors Bought Decades Ago Is Reeking Havoc On Their Lives Today. As you approach retirement, you may be thinking about making changes in your lifestyle: cutting back on your work schedule, starting an encore career, moving to a...

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