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Cashing in a Life Insurance Policy

August 6, 2023

People work their entire lives, looking forward to a comfortable retirement. But what happens when your retirement income fails to cover the cost of your expenses? When seniors find themselves struggling financially in their retirement years, the consequences can be...

What is Variable Universal Life Insurance (VUL)?

June 13, 2023

Understanding different types of life insurance can be challenging. After all, there are may different kinds of life insurance to consider, and each type has different costs, features, risks, and limitations. In this article, we'll discuss the basics of a...

Selling Your Life Insurance Pros and Cons

Selling Your Life Insurance? Here are the Pros and Cons

June 13, 2023

If you’re thinking about selling your life insurance policy for cash, you’re likely weighing a list of pros and cons. After all, selling a policy you’ve owned for years can make you feel a bit apprehensive. Whether you’re looking for...

Everything You Need to Know About Life Settlement Brokers

March 9, 2023

Life insurance policies give policyowners the comfort of knowing that their loved ones will be financially secure after they are gone. But owning one of these peace-of-mind policies can bring considerations and challenges you might not anticipate. Your life insurance...

Life Insurance Grace Periods: A Complete Overview

December 7, 2022

In recent years, online banking and payment technology have eased the stress of paying your bills—from credit card debt to insurance premiums. However, sometimes life gets in the way, and busy schedules, unexpected illnesses, or even human error can result...

Surrendering Your Life Insurance Policy

December 7, 2022

Planning for the future can be a bit unnerving, no matter your age or where you are in life. After a lifetime of working and saving, you may still find yourself tight on cash to meet your everyday expenses during...

Long-Term Care Insurance: When to Buy It & More

April 25, 2022

For many seniors, long-term care (LTC) insurance—an insurance policy that helps pay for chronic medical care—can be a worthwhile choice. After all, nearly 70% of seniors aged 65 or older will require some form of long-term care in their lifetime—a...

Selling Your Whole Life Insurance Policy

February 4, 2022

Over time, you may find that your life insurance policy no longer fits your needs as it did before. It may be too costly, approaching its maturity date or term conversion deadline or you need to redirect the premium payment...

What is a Life Settlement?

July 13, 2020

A life settlement is the sale of a life insurance policy to a third-party buyer. The payment may be in the form of cash, a new policy with no future premiums, or a combination of both. The total amount of...

Has Your Life Insurance Premium Increased Recently?

October 10, 2019

Do you have a universal life insurance policy? Have your premium rates recently gone up? If so, you are not alone. People across the country have been faced with giant spikes in their life insurance premiums over the past few...

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