Blog

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  Viatical Settlements Explained

  June 5, 2025

  Key Takeaways Before diving into the details, here are the key points you need to know about a viatical settlement. This quick overview highlights how it works and what sets it apart from similar life settlement options. What is a...

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  How Americans Like Their Eggs — and How Much They’re Paying

  May 29, 2025

  Finding an affordable dozen eggs has become more challenging in the past year. In April 2024, the national average price for a dozen eggs was $2.70. However, ongoing impacts from a nationwide bird flu outbreak have driven prices sharply upward,...

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  Can A Nursing Home Take Your House?

  May 23, 2025

  Are you worried about the soaring costs of nursing homes in the United States? If you answered yes, you’re not alone. According to the Cost of Care Survey by Genworth, a private room in a nursing home can set you...

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  Does Life Insurance Pay If You Die of Cancer?

  May 22, 2025

  A cancer diagnosis can bring not only emotional and physical strain, but also serious financial concerns—especially for families trying to prepare for the future. In the midst of managing treatment plans, work, and caregiving responsibilities, one pressing question often comes...

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  What Are Filial Responsibility Laws and How Do They Work?

  May 21, 2025

  In some states, caring for an aging parent can extend beyond cleaning, meal preparation, and driving them to the doctor. Depending on where you live and what your parents’ financial situation is, you may be legally responsible for paying for...

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  The Best U.S. Cities for Finding a Roommate

  May 15, 2025

  Finding the perfect roommate can be a challenge, especially in cities with competitive housing markets. Whether you're looking to split costs, make new connections, or secure a spot in a desirable neighborhood, the availability of potential roommates plays a crucial...

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  What is An In-Force Illustration

  May 9, 2025

  What Is an In-Force Illustration and Can It Benefit Your Financial Decisions? Understanding your life insurance policy and how much you will pay for it over time is crucial to your financial well-being. Whether you’re interested in keeping your policy...

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  Accelerated Death Benefit (ADB) – A Complete Guide

  May 7, 2025

  What is an Accelerated Death Benefit? An Accelerated Death Benefit (ADB)—sometimes referred to as a terminal illness rider or living benefit rider—is a provision in a life insurance policy that allows policyholders with a terminal illness to access a portion...

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  The Cost of Living in Senior Communities Across the U.S.

  April 23, 2025

  Deciding where to spend your retirement is one of the biggest decisions people face as they approach their golden years, and for many, senior living communities offer a perfect balance of convenience, care, and camaraderie. But where you choose to...

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  Life Settlement vs. Viatical Settlement

  March 19, 2025

  As people approach retirement and begin to reexamine their expenses, life insurance policies are frequently left to lapse due to insufficient income to afford premiums or other financial obligations taking priority. In fact, seniors lapse more than $112 billion of...

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